Hi all,
I'm fill in the initial phase, and as I need advice from a professional. Only the choice of a dignified professional is my main concern. So far I have a DUNS number, and FEIN, and a sales tax u0026 Uses available ID # for my business. My business is an online clothing boutique / ebay / local sales. I will only do everything the right way. Also, I did not really have a home.
I stay at home with the “pensions,” I had a roommate that never the rent $ $, so they brought me Sl
Archive for December 31st, 2010
Newbie here for biz credit [clothing boutique] [duns number]
December 31st, 2010 
admin 
Posted in 
Tags: 
Better to dispute online or by writing letters? [delinquent payments] [myfico]
December 31st, 2010 admin Hello All
I decided to get my scores from myFICO recently. My average score was 610 and I think a big reason why my credit score is so bad, I have reported arrears on 5 my accts. They are usually of 30 days late type but there are some that are 60 days late and 2, the 90 days too late. I was trying to think some of those from 4-year dispute and wanted to know if I should it online via the website or myFICO through letters to the credit bureaus as I seen some people here. All answers and adv
Who can give me a refinance [suntrust mortgage] [debt to income ratio]
December 31st, 2010 admin Recent Scores:-u003E
Equifax 748, Trans Union, 738: Experian: 730
Debt:-u003E
Revolving: 54K
Mortgage: 508K
Auto loan: 17K
Debt-income ratio: 64%
Total Revolving Credit Limits: 264K
Utilization: 24%
Income: 85K
Mortgage Services: SunTrust Mortgage
Cash-back credit cards trump affinity cards [affinity cards] [cash back credit cards]
December 31st, 2010 admin Cash-back credit cards trump card to try new affinity cards
There gotcha with this type of credit cards where you earn points for free travel or free goods. This type of “affinity cards” are bound to a particular merchant or airline or other business.
However is the risk that so many companies on the ropes, these points can be Fool's Gold, that companies will go bankrupt.
The only reward you should always money. By all means, if you should already have a lot of points, you a
Best CArd NFCU Rewards or PENFED Rewards [rewards]
December 31st, 2010 admin What do you think the best reward card out there dollar for dollar?
I Rewards and NFCU Rewards.
Bre Penfed have
A lender can be "forced" to pull a certain CRA. . . [cra] [eq]
December 31st, 2010 admin Let me get this straight: I can take a lender to get, say Gl, when TU and Ex frozen? Is that correct? Does it so most of the time?
question about BK/foreclosure/taxes [bk] [foreclosure]
December 31st, 2010 admin Hi everyone.
I have a question about BK and foreclosure as it applies to taxes. We are just about to file, but I wanted to check on this first.
Our BK was discharged in April of 2007. We had given up our house in the BK. We lived there until August 2007. It is now in the banks possession and has not sold yet.
I have heard that people sometimes get a 1099 for the difference between what they owed on a foreclosed house, and the amount it sold for. However, the house hasn't
CLEAR is HERE ! [credit grantor] [open cards]
December 31st, 2010 admin I said last week a mail offer for Delete. My only other open tickets is a $ 500 Crapon . and I am an AU on my dad's acct (which is a 20-year-old acct, CL $ 25,000). Evil still have 4 EQ (closed accts latest of credit institutions with some nasty, but about 2 years ago, already paid)
Anyways . I was blown away from 18,000 $ CL! And at first, AMEX ever.
Gotta Happy Hour soon somewhere on
I'll LUV button pass for ahwile Hit . you me at all F / R alone
Have a good, lon