Archive for January, 2011

remove late payments from paid off loan? [new obsession] [nutcase]

Hey everyone . lurks the first time after posting for a few months or so . I have already sent many letters (various disputes, validation, gw, spinners, and even my own lil combos). I would say that ive pretty aggressive. Of course, I've mails controversial and chose from I like I pretty much got a handle on things, there have been CB my new obsession (seriously obsessed lol) Ive had some luck getting some collections from the feeling (3) and not so lucky with some OC (not intimidate me esp

Backdoor Navy Credit Union VP of CS email or number [navy credit union] [email]

Please help me, I know you know everything!

Everyone should boycott American Express [college basketball world] [duke university]

For the recruitment video they put out for Duke University. The college basketball world is in turmoil because the commercial. Basically, Coach K pitching 25 seconds recruiting session and the last 2 seconds, “Oh by the way, I use American Express.”
At a point in the commercial, he says: “I would like to develop as a player, I want to develop as a student, I want you .” Who the audience? Certainly no one on this board, if you're a 6'10 “McDonald's All-American.
I are aware

Address Removal and EX [last time]

Send a letter for the last 4 Addy on EX. They do not remove the last time. (Total ignored my letter)
How many times she has taken to a dispute of addy's have removed?
Has someone had to keep letters and finally get them out?
I expressly stated in this letter that I am not aware of this Addy, and I've never stayed at them.
and I demand they be dropped because it gives it in error.
What other guys listed? Should'nt this letter they get from?

Disputes to CRA's and Effect on Mortgage [cra] [mortgage]

I recently try a dispute letter to the 3 CRA, 2 negative accounts removed from my report. An account is reported as $ 7000, with an original debt of $ 3600 by 1999, this fall on my report in March next year (3 / 2010). The other is for € 1800, but they refuse any documentation at all to me to send DV'd despite last year and that fall due in September of next year. My letter stated a violation of the Statute for a European practice, and because of the injury is not licensed in my state for th

Manufactured Home, credit card debt, Bankruptcy on my mind [credit card debt] [manufactured home]

Hey everyone!
Boy do I have a mess on my hands. We have been thinking about filing for BK for a number of reasons.
First of all my income has dropped about 30% from what I use to make,
death of my brother has got me down (depression) for about 2 years now,
we are behind on a credit card of $385 per month for the last 7 months,
now we are behind 2 months on another card of $120 per month,
getting ready to be behind on some other cards also.
So my credit is fly

Is preapproval possible soon? [espeically] [fico score]

Hello,
I'm wonder if really and truly a good time for me to buy a house, espeically in Northern CA, where prices literally melt. My lease runs (rent $ 1,485 P / Mo) in July and I would not be renewed if I can help it. My middle FICO score is 629, I have ten collections (terrible I know!), Broken down as to be broken: 9,775,034 Paid
2 Utility = $ 265.00 (Sent to collections in 2005 u0026 2007)
3 Medical = $ 675.00 (Sent to collections 1502004 u0026 2005)
1 Insurance Com

All the approvals recently I got the itch and. [dcu] [cli]

Finally getting somewhere with DCU.
I requested a CLI from 11K to 30K this afternoon. Did not hear back from them before work, and there was no change to my CL. I've had them since 04 and have always been a bit conservative with my CLI.
BUT
I was just registered and now again my CL is 30K.
Thanks for admission DCU, the foot and a half is back in door.

MRS. PINK ! I need help [coupla days] [sea miles]

Mrs Pink .
You were right – again! I could not read all stop.
i juniper posts in the last coupla days and I couldnt help my self .
I really missing Sea Miles . Then I saw a post someone has 26K .
Well I got approved (after 3 times) and I got 1500 . Toys limit . but I have it.
Mrs. Pink – I swear I am DONE DONE DONE
-David

Hand-written disputes vs. Phone disputes [real person] [deletions]

If the item is a handwritten letter to send military to have a real person to sit down and read letters dispute over a scanner . what is the difference when I call the CRA and verbal disputes were . because that is a real person sitting typing the information?
Also, if that's the case, you could not go ahead and do a blanket dispute on the phone, in accordance with the opt-address . deletions, etc.?
Just a thought. And I thank you in advance.