Archive for February 28th, 2011

Questions with repair [certified mail] [request deletion]

I am currently trying to clean up my credit card and denied any negatives on my report. The 30 days is most of the adoption of the letter. I only received the validation of 2 of the 9 disputes. What is my next step? Do I request a cancellation by the CRA or the collection agency, or both? To those who were sent back test is simply an expression of their account (collection agency) is not the original creditor. Do not they have to be validated with OC-documents?
One other question I receive

PayPal Buyer Credit CLI? [paypal buyer credit]

Are you here for the PayPal Buyer Protection Credit, as defined in the CLI's? Thinking of requesting it on their website. I prefer since it July.
Do a hard?

Should I Close Orchard? [gas cards] [ditch]

Hey everybody.
I have 2 accounts that are over 10 years, 1 Orchard that is almost 4 years, another Orchard, almost 2 years and about 20 accounts within the last 2 years.
A few accounts are small frontier store / gas cards, but I use them . everything is 1-25K . OB-650 and tickets are 900.
Do you think I should keep it for retirement or ditch? Ditch one of them? The AF-card is the older one.
This is not to be rude, but the only reason I can think of (besides age) is available

CITI RECON WORKED ! [jdb] [citi]

This is the largest forum in the history of the forums. I never thought even have to put up for re-examination. Special thanks to dj144lyons (of course) and this contribution http:// {$} MySite / forums / index.php s. . p;? Hl = citi + recon
Only 1500, but I'll take it and treat it right.
Pulled TU PA 650ish FICO I checked the last time PFICO 666.
1 CO, 1 JDB reporting, as currently past due (I'm workin on it, what I said in the letter)

Who's Calling Me ? [neighbors]

Can someone please call this number? These people are my neighbors ask for harassing me. If this is against the law?
866-224-5548
Thanks,
Bre

Capital One finally got on the ball [second car] [capital one]

They picked up the van today. I wasn't terribly sad to see it go, honestly. The only thing I liked about it is that it gave us a second car for the time being, which was nice. But, my budget will be better off cuz I can drop the insurance on it. That is one question I have-should I go ahead and drop the insurance tomorrow? It could take forever for it to sell and it was included in my bankruptcy. I just don't know how the repo/insurance part of it works. Thanks in advance for any help wi

Chase haters look here [average fico score] [deluxe kit]

I pulled my reports a few days ago and my average FICO score was 689th I have the deluxe set from my Fico and they told me that because of my guests, I would have around 12% APR 0.
Chase at 29.49%, but I emailed and she fell to 26.49% . I emailed again explains a few things to know what my guests and they told me that I have to wait another 6 months before my hunt rate.
Sorry to downsize but can kiss my ass look to have. I pay off the card, but I think I deserve a little better treatm

Question about AFNI and open accounts [open accounts] [equifax]

I have a Cingular account that I started in the summer of 2001 and I failed on the account January 2002. They turned the account after Afni in 2004. I do not remember as much as they say, I know, at least on Equifax for Afni account type has been listed as open. and the balance is open. Should I continue with DV?

We lost our mortgage today! [ltv] [underwriter]

After all that work my LO by e-mail to me and said that underwriting noted that the LTV was off. We approved paying $ 500.00 for there FHA appraisers. The report came to 300,000 of our purchase price was 290,000. So everything was fine until today to close. The underwriter values of our house at 230000-240000.
The providers cannot down. They bought for 280,000 in 06th 50 000 set in the house. You are already lost.
I could cry! We were think through Friday at 3:00 in the neighborhood.

Question about Disputes. [transunion] [cra]

I have 3 accounts that are over the 7 yr mark. I removed disputed by all 3 CRA Experian and Trans Union and Equifax, but I just said letter, the information that was controversial precisely. Can I refer back to it that the other CRA have it removed by them over the period with 7yr or what information do they go?
What step should I take? Should I try not to argue so I? I'm confused