So I try to figure out what to dispute. I just got my hard copy Experian Thanks again .
The first cap a says
Date open: May 2004
Date Status: Aug 2006
Type: revolving
Respons: Indiv
Credit limit or original AMT: N/A
Recent Balance: 1379 Status: March 2009
Reported since: reports Mai 2004
Last: Mar 2009
Terms; na
High Balance 1375
Status: Account charged off written off $ 850. $ 1,375 overdue Mar 2009.
Another Cap One
opened:
Archive for February, 2011
Fighting Cap One on Experian [first cap] [cap one]
February 28th, 2011 
admin 
Posted in 
Tags: 
Need help! What to do next? CCCS? BK? [bk] [job]
February 28th, 2011 admin Hi there, I'm hoping all of you smart people can help me and my family. My husband is the only one working a job because I have 2 herniated discs in my back that make it virtually impossible to work a normal job. I am however, babysitting a child in my home. My husband and I are currently in a bad spot and have been for a quite a while. We have a lot of debt, some current, some quite late, and the future looks bleak and I'm a stressed out mess. We are considering CCCS to help us get back
Just checked credit report. HSBC SCREWING ME [hsbc] [9 months]
February 28th, 2011 admin I checked my credit report for the first time in a while, and it seemed a bit lower than should be. I come to find that HSBC still has my total loan amount for my bike still on my report as unpaid in full. I paid off about 9 months ! How easy is it to delete it from my report, and instead was paid in full? I look forward to the completion of a fairly large credit at the end of the week, and now I have to wait until the end of May to take care of this
Thanks guys met . I will probably be a
Hi Marv.can you assist? Thanks. [denny hecker] [beacon score]
February 28th, 2011 admin Hello,
Not sure if you ever heard of Denny Hecker's Automotive Superstore (driveforsure.com) here in MN is, but they are running all sorts of displays and events for ppl with credit problems. The fine print on TV says minimum Beacon score 450th So I decided to call their credit “hotline” last night, and applied over the phone, by automating some questions. They called me an hour later, and verified some information, such as employment, amount of down payment, etc., and said a credit /
OMG I think I just got *B [eq] [ck]
February 28th, 2011 admin So I never really focused on * B, I do not have many INQ's but I have CK draw since 2 / 16 of them for hell. So I signed up and my TC yesteray TU had 6 INQ's and today I write I have 5 (the oldest is away)
I know its not a big deal, but kind of funny that after my 2nd Day of the TC can I get B *
TU INQ's
EQ 5 0 3 INQ's
EX INQ's
Off topic have, however, is there a way to view my old reports on TC? Luckily I have a print, yesterday, or I would not hav
OMG! Equifax is clean! 716 Baby! Yeah! [baddie] [sprees]
February 27th, 2011 admin Denied that old judge Equifax paid over and over again. This time it worked! It's gone!
I'm so happy. I can not believe it. And I can not really believe I shot all the way up to 716! Wow! 716. Really. Me.
No app orgies here because I have 15 EQ questions but I am so glad that is the final villain gone.
TU was for a few weeks now clean. The devil has kept my EX last villain and they'll probably make it to the end. (Dec. 08) It's Ok, they froze credit anyway.
T
Marv Bear. and auto lease questions [lease questions] [paydex]
February 27th, 2011 admin Our biz credit is really just getting underway. We don't have any financials yet since we haven't even opened our store and won't be until spring. We need a small truck for the biz. Here's our scenario:
We have excellent ficos- 780-790 both dh and myself.
We inc'd in 4/05. Company #2 inc'd 12/03 (biz credit lagging on this one)
We have a paydex for the biz, not sure of experian score.
We don't mind PGing, but want it to report to biz not personal
New Palisades collection for repo in 2002 [sleeping giant] [palisades collection]
February 27th, 2011 admin Hello. I am new to these boards and read a lot! My question is. A week ago I received a letter from Palisades to say that I owe $ 8,290 as the balance of my car was repo'd and auction in 2002. This collection was only on my credit reports and will be reported to 6 / 2009. Should I DV them or would that be “waking a sleeping giant.” I live in Indiana and am unsure what the limitations are to be collected and want to do anything stupid. Should I just do nothing? What do you all think? Any advi
Auto cli from Hooters! [extra 200] [cli]
February 27th, 2011 admin There is not much, only an additional $ 200, which it of $ 750 to $ 950 I hit my year mark on the statement that appeared to increase the limit.
whoohoo
Late night/Early morning calls [late night]
February 27th, 2011 admin Last night rang my phone at 9:08 am the clock bell rang again at 7:54 am Of course I have no answer. What should I do? How can I document the time? Thanks, all.