I will try to submit them short.
In 2008, I got a property from my grandmother. The only thing I had to pay the back of the property tax was about $ 15K. The house was valued at $ 116K. I have a mortgage, because I wanted to fix up the house a little. My mortgage is with Chase for about $ 55K. The $ 15K came out of this mortgage. I have to remove the rest of the property and also a little small things is to do a good deal. When I signed the mortgage I signed a form (I can not find in my pap
Archive for March, 2011
Renting a mortgaged property? [property taxes] [grandmother]
March 31st, 2011 
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Leasing Nissan Murano 06 [equifax credit score] [transunion credit score]
March 31st, 2011 admin Can someone tell me what the agreement factors are in NY for leasing Nissan Murano A2006. Here are my values. I wonder if I would approved
Your Equifax Credit Score? 703
Your Experian Credit Score? 678
Your TransUnion Credit Score? 688
Just about to have $17,000 New Credit reporting [buyers remorse] [america 2]
March 31st, 2011 admin Now I have my scores up to the high is 600, so I decided to try, to get some better cards. So I applied for both Chase and Dodge Rewards Platinum from Bank of America. 2 inqs at about 690th on my TU score
Well, I was not expecting either really, but I've used both, with a combined credit line of $ 17,000!
Now, I'm with buyers remorse, as they were. Seems like a lot of new loans to add to my report, but my overall utilization will go from 39% to 20% when to report it to start.
NCO Collection account. Who is responsible? [nco collection] [middle initials]
March 31st, 2011 admin I had an NCO collection hit my EX report yesterday
It is for a hospital. I know I do not go there and I did not sign, what is there, because I never .
How ever . I think my wife might have taken my son there
My son and my wife are on my insurance (we the same name but different middle initials.) Do. Makes me and my credit report responsible for the debt?
I will request full validation of the debt, just to see if that's what this is and then find out why not pay insura
Over the limit reported to CRA [online retailer] [cra]
March 30th, 2011 admin I make a purchase from an online dealer on 06.27.2008, it was shipped and received on 02.07.2008, at which point I said an email from the distributor: “This is your order.”
Great! So, I pay no attention to my credit card was charged expect etc.
Unfortunately was the dealers with technical difficulties with its payroll or whatever, and the charge was not made until 28/07/2008, almost 4 weeks after I received the shipment and was told that the job was finished. At that time I had forgot
Received a thin letter from AMEX today [account closure] [membership rewards]
March 30th, 2011 admin I got this thin, one page letter from AMEX today. As I was walking to open it I was sure it was remarkable AA. But a CLD or close the account?
Nope. It was an indication that it modifies the conditions of the business card so that late payments will result in loss of membership rewards. Some of you may get it as well.
Phew ! (Until now)
Balance transfer card needed. [household income] [first usa]
March 30th, 2011 admin I look around me for a balance transfer for my girlfriend. She has no lates or other derogs in their CRs. The main problem is currently a high debt to income and very high utilization. First USA just decided it on the top of the 29.9% rate jack CLD. As a result of all that they really need another card, but only one that is likely to approve a high capacity and high debt to income. It would also be helpful if the issuer has asked household income, equivalent to as my income and it would contribu
Does having too many CC hurt future mortgage loan opportunies? [worldpoints visa] [charles schwab]
March 30th, 2011 admin Just my Merrill and Charles Schwab. I was too scared to a CLI on activation request. Lucky I was accepted. I have a Fidelity WorldPoints VISA, which I believe handles BOA and they gave me some toys and CL fail to improve. I have a year. He paid on time every month, and they denied me for sufficient funds. I socked subscribed for a few months, and I had started with them a little again. I put it back in the drawer to buy.
I'm will refrain from any application or seek more orgies. I'
Holy Crap! I was approved for Citi DP! [holy crap] [time thanks]
March 30th, 2011 admin I have the phone with a CSR who told me that I need to Citi DP
Over approved the last few months I received each time (thanks a lot Crap!) But the last time I applied for Crap1 my reports was denied, I was sent a letter requesting for some new info. So I sent paystubs, utility bills, ect. and tried to wait patiently.
Well evening wore out my patience and I've said, the good news. I did not even stop to think, to ask what is the limit. But I do not care if it's only a 200 limi
How long to find balance with apartment complex [security deposit] [time limit]
March 30th, 2011 admin My husband and I recently bought a house and moved from an apartment complex. I'm worried that we might pay for carpet, or any other repairs can do it for free with us. Is there a time limit for how long they tell us? We did not pay a deposit due, my husband with a certain company.
I have read that they are 30 days to have made your deposit back and you took no money from them for damages, but that's with a deposit base.