Archive for April, 2011

Experian F$%^'s with me! [voice system] [amp]

I'm just next to me even at the moment .
the results of my three disputes came back from Experian. You updated / revised every 3 and the descriptions have changed to all BR 13 submitted data in various dates in 2005 u0026 2006 (I submitted 10/2001) and addition charge I never had dates. Are they idiots or trying to teach me a lesson for the challenge?
I called and got the infamous Experian automated voice system of destruction goes round and round until they were closed and she i

second cli increase in two days [yesterday and today] [30k]

30k to 36k form approved yesterday and today decided to take that same use. 40000.00
790 Fico. Never thought I would be a line in this high
Eq clean BK caused 13 of the past have month

when does the countdown clock start? [countdown clock] [voluntary petition]

I have a stupid question, does the 60 day mark come from the date you filed.11-30-07, or the day of the no distribution report or filed?
I wish you justed added them together, my 60 would be today, so much for wishful thinking.
Pending Statuses
Awaiting Discharge 11/30/2007 54 days1 Voluntary Petition (Chapter 7)
Awaiting Discharge 01/17/2008 6 days13 First Meeting Held and Trustee's Report of No Distribution

How long do you keep your records, statements etc.? [piles] [wink]

I look forward to the mountain of paperwork on my desk and examined it does not look good. oops:: She's particularly annoying that most bills u0026 statements mean So once again on the stack of bills, statements, and of course credit reports that in neat little piles are in the dining room, office, the cave complains etc unopened, hello !, online account details! : Roll: And yes, they are paid on time! : Wink: (You know, the access is a new requirement for each new card in addition to low AP

Last judgement deleted from Experian! [experian disputes] [transunion disputes]

I've been waiting for this day! I am ruling on free Experian!
Now'll wait for me, not to patient because the results of my TransUnion, Experian disputes and my other two disputes.
I am, as far come my credit reports surprise. I have learned so much in the last two years! I am a much better credit consumers thanks to CB!

I don't understand Equifax. [tax lein] [baddies]

I have been working hard on my credit reports over six months. I have had very good luck getting free of villains. Equifax is the most important report in my area drawn. I was on all four decisions that have been reported and paid taxes alone get rid of. I have all removed down to two paid collections. My EQ report is much cleaner than the other two CRA, but it's my worst score in 576th My TU report, three sentences and a control line and about 6 collections and it is at 603 seats. My EX has

Best cold-app BT deals on Chase Professional. [0 apr] [chase]

Has anyone recently apply for Chase Pro (cold app) and get everything better than 0% APR on purchases and BT for 6 months? I have just been approved and learned some of the details. I wonder if I should call and ask if the promotion at least for BT for 1 year can be expanded instead of . This is my first time with Chase! Any successful attempts? Is there a fee for the BT 6-month promo? Or, offer for the 12-month deal if they are there?

Please advise me on my next step [stay at home mom] [time home buyer]

I need some help from some experts and I know I can find it here.
Last Monday, I contacted a local mortgage company in IL and told them I wanted to go through a preapproval process for First Time Home Buyer for my husband and me. Everything will be in hubby's name b/c I'm a stay at home mom and I do run my own business but I don't have a big income. Anyways, the mortgage lender took hubby's info and ran credit etc. and then over the course of a couple of days we had to s

Applied for GMAC financing-scores they have are wrong! [gmac financing] [revolving credit]

Will anyone help me with this?-I GMAC financing applied for a new truck, I checked my scores 701/691/664.No lates or villains of all time. Easy to use too much revolving credit. Anyway, they are telling me I can 5.9% instead of rebates, which is cool, but I'm upset that they say my scores 30-60 points lower than what says my FICO. I know they use that automatically extends deal, but I have heard and paid at least 7 cars at the age of 30. I've never had any kind of negative about everythi

DV the CA or DV with the OC/CRA? [bofa] [cra]

These two instances may already have some of them here, seen as I am looking for a little direction.
I had BofA checking account in which I owe about $ 250. It went to collection – Client Services, in MO. Earlier this year, I called BofA Recovery Services and arrangements are made directly to them PIF – I went into the bank, paid in full, a signed receipt was given by a manager, and was on his way.
1. It's on EX listing as “Paid in settlement / collection account” if it was never