Archive for June, 2011

IS there are credit union anyone can join? [credit unions] [national credit union]

I am not in the military and none of my local credit cooperatives seem all that there are any great.
Is credit cooperatives, which are open to everyone – like a National Credit Union?

Received a Macy's "Elite" card in the mail today! [macy] [quot]

I spend far too much money at Macy's 0.
** Anyone willing to take in a 13-year-old, with expensive taste and have a strong need for an outer package to cabinet?

Husband's CR and DW's debt [crs] [dw]

In conversation with my father today, I learned he has a hard time, so I thought I had to post a question here, to see if I could, the refinancing will try help.
He but decreases because of TL on his CRs turned from a first Nat'l Bank CC, was alone in his 2nd Wife's name – they have been divorced for some time. The debt ratio is € 13,000 and is now in the collection.
Is held responsible for this debt? More to the point – how can it be removed from his CRs?
If closer reqd

looking to file ch 13…but one minor problem [credit hole] [minimum payments]

So, I've dug myself into a nasty credit hole where I can't afford the minimum payments anymore. ($62k in cc debt with 30% interest rates on a $55k salary is no good). I have reviewed my options and believe that chapter 13 is really the best way to go.
However, before I file, I know I need to show that I haven't charged any luxury items on my cc's for 3 months. However, I travel 2-3 weeks/mo for my job and have to pay for the expenses myself, then get reimbursed

Is it a bad idea to dispute TL . [ch7] [bad idea]

Got my discharge from CH7 BK in May, wonder whether it is a bad idea to start fighting now, or should I wait until my accounts are updated to IIB. Any ideas?

Help in fixing CR after BK [blown away] [judgement]

My husband filed chapter 7 in 2001 and had it discharged in 2001. Last week he got a letter from a credit card company saying they are closing his account because he filed bk in last 48 months. We called to get the CR. I've looked at his credit report before since the BK but this time I was blown away.
I'll start at the beginning as this needs alot of help. It has his BK. Then it has a judgement. It was a joint judgement. DH paid his part and the other party hasn't nor di

Anyone filed a BBB complaint against a CA? [cra] [bbb]

I submitted a BBB complaint online against a CRA one weeks or so. Just wondering –
– What's the timetable for the BBB to get back to me if they do it?
– If the BBB credit rating agency to give some time to respond?
– If the BBB will share the name, they have contact with you by e-mail or what?
– How does one go about tracking the progress? Just curious. . .

It seems so overwhelming. [-1]

Hi everyone. I just read every post possible, I think. I have most of the night. I feel so overwhelmed. I feel like I'm not sure where to start and what to do. I'm happy about messing up and screwing up the whole process concerned. Does anyone want it? And is it better? I tried to start this process last year, but I gave up because I could not be found it all out. But now I realize how important it get deleted for me to this up.
My husband and I try to buy a home. We have a lot of d

How do you figure out equity? [-1]

We bought a place a few years. I guess the mobile (older) is worth nothing that the country is. We bought for $ 40,000 @ 9.5% interest. How can I find out, while equity for the place?

email contact at CarMax [elderly mother] [carmax]

I want someone at the company level, as my old mother treated e-mail. Store manager is indifferent and CSR was not much help.
thanks