How we verified the information
When you question information on your credit report and tell us specifically why you believe the information is inaccurate or incomplete, Experian contacts the source of the information directly by letter, telephone, or through an automated verification system. We ask the source to check their records to verify all of the information regarding the item you questioned, and report back to us within 30 days of the date that we received your request (21 days
Archive for July, 2011
True Credit/Experian. This is how experian says they investigate. [true credit] [verification system]
July 30th, 2011
admin Is TC hunting down the ppl they've canceled on the other pull sites? [ppl] [hunting]
July 30th, 2011
admin Just wondering bc I want to be prepared for it, I with two other daily puller, which they agree with in partnership. I could do a pull on the other site.
E today!
"Think of it as Money" [money]
July 30th, 2011
admin Just find the kind of interesting.
As you were.
CreditSecure TU FICO different than TU FICO [numbers don] [credit bureau]
July 30th, 2011
admin Which is the right one? The FICO credit secure is higher, but it seems to be because my Verizon depreciation is not displayed. Then again it will not be shown because Verizon agreed to remove him from my credit card reports two weeks ago. But it still shows on the report that I pull on TU website.
As the way, why do people say that those numbers mean nothing at all? After the small video-on-myFICO generated each credit bureau and that is a FICO score, you'll pay to see. Is not it?
Credit improvement companies [credit counseling service] [credit improvement]
July 30th, 2011
admin I may have heard that many credit card companies dispose of their records after so many years and this is to simply ask for copies of records you remove negative items from your record. Is this something I can do yourself or is there cheap company that can do for me? I've heard, these companies are different from credit counseling service that can effect your credit score.
Overextended.need help/direction [credit card debt] [credit solutions]
July 30th, 2011
admin I recently went through a divorce and accumulated most of the credit card debt. I am now in a difficult position where I can barely pay the minimums on my cards and personal loans and now I'm often too late, as I have to juggle my payments between paychecks. I often find myself with the live, see my credit cards and it is a cycle of never-I.
I've contacted Credit Solutions of America, but after cleaning this board for a while I think that probably not the best decision and may do m
My Haggling Experience Today [chrysler pacifica] [sticker price]
July 30th, 2011
admin No one I think today was to play. I am on a 05 'Chrysler Pacifica, leather, sunroof, navigation system, 17 “Chrome, DVD, 6CD changer, rear parking aid went was sticker price 36k I told them I wanted it at 27k now, Chrysler has a 2k rebate and an additional 1k, when Chrysler financing.
They said no on that one but had a demo in the color that I use that pleased to navigate and without the rear parking aid. But it was heated seats, this was a demo with 4k miles on it. I was told if you t
B of A reporting as "Secured" on TU [secured visa] [truecredit]
July 30th, 2011
admin I just noticed that my B of A shows secured visa on TrueCredit as “secured” under tansunion report listed, but as a credit card to the other two offices. Why that is and it would be bad?
apply for citi or wait? TU 700 [mortg] [jbr]
July 30th, 2011
admin It's only taken a year but I finally cleaned up my reports as much as I can. I am now in the reconstruction of the stage and tried not to Spree app as I really want. Last year I think I have a Hyp collected, cc 500 cl (I've CLSD, hate them), they only target 3MOS old 200CL cli 500, cj 1500, Kays, Jared and JBR 1400cl, INSTL 1000 just pif and Orchard unsec500cl. Now that my TU is 700, I should go wait for the citizens right? I would really like to round out the cc's w / a decent card
Court Tomorrow, any pointers. [court tomorrow] [medical bills]
July 30th, 2011
admin Local CA is the sent me to court if they charge, I answered, they validated everything that you all medical bills.
I am willing to make payments, I cannot afford garshiment or the decision right now, we are just getting up from ie, that I caught from work.
If the judge had now that he will help me work a little?
I did so even after the Served forum, I know it's not so busy there so I thought I would at this forum a shot to .

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