'm Currently range low 700's across the board on my grades. I look forward to the mid to high 700, the end of 2008. This is, I can go for a car loan in 09 or a flat. In June, I again 6 months following cards: Worlds Elite
Saks Saks Store Card
RBS Platinum
Merrill
this year, my USAA credit rates to be hidden, and my car Chase loan.
The following 30 days paid late will turn 4 years old: Bank following 30 days of America
The lates are turning 3 years: Bank of America x 3,
x 4 Sallie Mae (treated as a 4 even though a loan) is best Buy
My util ~
0% 0.
BTW I am not applying for anything this upcoming year.
Think it can be done?
Reply: If you're in the 700s is there really anything else you can do that will improve an auto loan? Serious question.
750+ scores should nail the best deals provided you have the income for a auto loan and the age of your files if they desire manual reviews.
Reply:If you're in the 700s is there really anything else you can do that will improve an auto loan? Serious question.
Reply: Goodwill would be best as I would never dispute positive accounts through the bureaus as they have a nasty habit of being deleted.
I did one round of goodwills beginning of this year and only Cap One took off a 30 day late. Best Buy(HSBC), BoA, and Sallie Mae were no dice. Sallie Mae I head is almost impossible to do so though not sure about the other two though.
Try BOA again. In fact, try all of them again. You have nothing to lose and everything to gain.
Thanks for the tip marcus you are always helpful.
Not a prob. I don't take no for an answer.
Remember Andy Dufresne — the character in Shawshank Redemption? Remember when he continued to badger the state about funds for his prison library? That's me. I make you so sick of me that you finally just throw your hands in the air and give in.
Just grind them down, NY. Grind them down.
Sounds like a great plan to me This weekend I'll send out quite a few goodwill letters.
Reply: Goodwill would be best as I would never dispute positive accounts through the bureaus as they have a nasty habit of being deleted.
I did one round of goodwills beginning of this year and only Cap One took off a 30 day late. Best Buy(HSBC), BoA, and Sallie Mae were no dice. Sallie Mae I head is almost impossible to do so though not sure about the other two though.
Try BOA again. In fact, try all of them again. You have nothing to lose and everything to gain.
Thanks for the tip marcus you are always helpful.
Not a prob. I don't take no for an answer.
Remember Andy Dufresne — the character in Shawshank Redemption? Remember when he continued to badger the state about funds for his prison library? That's me. I make you so sick of me that you finally just throw your hands in the air and give in.
Just grind them down, NY. Grind them down.
Reply: Goodwill would be best as I would never dispute positive accounts through the bureaus as they have a nasty habit of being deleted.
I did one round of goodwills beginning of this year and only Cap One took off a 30 day late. Best Buy(HSBC), BoA, and Sallie Mae were no dice. Sallie Mae I head is almost impossible to do so though not sure about the other two though.
Try BOA again. In fact, try all of them again. You have nothing to lose and everything to gain.
Thanks for the tip marcus you are always helpful.
Reply: Goodwill would be best as I would never dispute positive accounts through the bureaus as they have a nasty habit of being deleted.
I did one round of goodwills beginning of this year and only Cap One took off a 30 day late. Best Buy(HSBC), BoA, and Sallie Mae were no dice. Sallie Mae I head is almost impossible to do so though not sure about the other two though.
Try BOA again. In fact, try all of them again. You have nothing to lose and everything to gain.
Reply: Goodwill would be best as I would never dispute positive accounts through the bureaus as they have a nasty habit of being deleted.
I did one round of goodwills beginning of this year and only Cap One took off a 30 day late. Best Buy(HSBC), BoA, and Sallie Mae were no dice. Sallie Mae I head is almost impossible to do so though not sure about the other two though.
Reply:Goodwill would be best as I would never dispute positive accounts through the bureaus as they have a nasty habit of being deleted.
Reply: I think it is possible and would try to remove them lates just to have a cleaner report.
I guess go the goodwill approach?
Reply:I think it is possible and would try to remove them lates just to have a cleaner report.
September 29th, 2011 
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