I have a 98 Ford was so bad at the end of the loan about 1 1 / 2 years. I still have the car and owe more than $ 2,900. I have the money to settle the account, but before I could call Ford Credit, we were reminded of a collaboration called Sunrise Credit Serv. Well I called a consumer advocate yaesterday, and they said they send a full warning, and tell them that I only deal with Ford.? Is that correct? Would they just say OK and send it back? It seems to me that they have no choice but to accuse them of being?
What do yall think I should do? I really want to settle and my title!
Thanks
Andrea
Best Answer: Sales Letter Generator – Create Sales Letters in 15 Minutes or Less!
Just be super careful as there are an endless number of sites which promise too much money too quick-ly and that is not the way it works. Don't be greedy, mony has to be earned it doesn't come from the sky.
Consumer Guard Website Verification
Reply:I would act fast, and send a check to Ford Credit paying off the remaining balance as if you never were dunned by Sunrise. If Ford Credit cashes the check and the money is withdrawn from your checking account, you are home free ….
100+ Cover Letter Examples
Reply:No….the collection agency is not….just Ford Credit. I will try writing Ford a letter and ask them if they would pull it back.
The Love Letter Handbook
Reply:Type PFD in the search bar in the credit forum and do some reading on how others have handled dealing with PFD. Also go to the sample letter forum and look at some of the PFD letters.
You could try sending a PFD to the OC. They may work with you and pull it back from the CA.
Is the CA reporting on your reports?
Anyway, I don't think it would hurt to try a PFD with the OC.
Perfect Love Letters.
Reply:December 21 st…I am on a deadline
WordPress Sales Letter Theme Bundle
Reply:Thats what I thought…..
She also said that under FDCPA that I did not have to deal with CA's, and I said, well can you tell me where it says that? But she didnt quote where it was!!?? I guess I should just pay….I was trying to find a lawyer that would negotiate a settlement and maybe a deletion….but I dont know?
Web Lawyer Internet Law Self Help eBooks
Reply:I don't think you should ever send a FULL C&D unless they absolutely can not legally collect on it, which doesn't appear to be the case. It will make a difference as to whether the debt was ASSIGNED to Sunrise or if they purchased the debt from Ford Credit. Any way you can figure that out?
ETA: If it was just ASSIGNED to Sunrise I'm sure they could send it back to Ford, if they purchased the debt from Ford I would send them a DV with a limited C&D right away. When did you get the dunning letter from Sunrise?
Instant Letter Writing Kit.
Reply:for that amount its 50/50 they would sue but that would be there only recourse. You should prob not send a full cease and desist if you are within the SOL
February 22nd, 2011
admin 
Posted in
Tags:
Andrea, I am a representative of Ford Credit. I would encourage you contact Sunrise Credit Services and work with them directly. They are the correct entity to address your questions. Jon L.