I am currently rebuilding my credit card (victims of the subprime loans) I started 501 and have built it on 571st My current mortgage is 10.75% by Citi Residential. Is it wise now to try to refinance with such a low score or should I continue paying this rate until I can improve my FICO score. If I have no mortgage lending companies out there that help you with such a low score. I have a 25-year history of employment and rejuvenate 100.00 per year. Thanks for any help!
Posts Tagged ‘fico score’
Posted in 
Tags: 
AR (Accounts Review) question regarding fico score [fico score] [credit card companies]
July 10th, 2011 
admin When do credit card companies a total bill review, by having a soft, they have access to your FICO score? Or do they simply look at individual reports? I would like to know.
How long until your score improved? [fico score]
July 6th, 2011 admin I wonder how long will it improve your FICO score, say, has 50 points after staretd really work on your credit? Thank you!
Wealth Building Tactics are all Snuffed! [locs] [fico score]
June 11th, 2011 admin My middle FICO score is 641st A year ago, it was 555th
With relation to wealth building, and business credit building, and I'm stuck at my wits end! I can not with obtaining business credit or business LOC, because my personal credit is weak and my company continue credit to new ones. I do not know yet have paydex.
Plan A: refinance payment, receive proceeds put into a business account secured LOCs over 3 banks. Sounds simple . Status: I have my mortgage refinancing while I was in
CREDIT SCORE BOOSTING ADVICE [medical collections] [fico score]
May 16th, 2011 admin My FICO score is 611th Bk in 2005. A few months ago but the fico 2676 medical collections was turned around 350 dollars. I have used about $ 4300 in credit card limits of $ 2650th Also, about $ 200 of $ 1500 limit with Dell Financial. Have over $ 30k in student loans, $ 200/month. Auto loan refinance 281/month only with my wife for $. What is the fastest way to improve my score? Should I pay the cc debt and $ 350 in collections? Or just the CC? If I pay it all tomorrow, the notes would rise in a
USAA Credit Card Denied [usaa bank] [fico score]
May 10th, 2011 admin Hello, dear
I USAA Bank. I have to buy 3 bank accounts with them. I thought, applied for a Mastercard with them and was immediately rejected. I spoke to an underwriter and they told me that they do not agree with me, even after pulling two credit bureau reports. I asked her if there is a minimum FICO score that they look, and she said that the fact that I have a few charge offs (even if they were old) would prohibit the deployment of me with a map. I told her that the newer stuff was new a
Young guy with unverifiable income [decent money] [fico score]
May 3rd, 2011 admin Alright… I'm a 21 year old male, 1 credit card from Bank of america when I turned 18 year old… and that is it… NO other forms of credit… no loans nothing.
I used to have a real job, paid taxes, etc.
now I work for my dad with the family business, have been for 2 years…. I make decent money for my living (im a full time student) and I get paid in cash…
—-
I have never missed a payment, defaulted on anything, ever… last time I checked my fico score, it was
FICO value of tradelines [time payments] [fico score]
April 22nd, 2011 admin Hey all, have a question about the value of tradelines.
Lets I say a CC with a 4K limit on and on-time payments for a $ 4K year.
of exposures to a card.
OR
I 4 individual CC's got a limit of 1K each and the same time to make payments for a year.
The same $ 4K etc.
Which of credit, but on 4 individual cards.
Assume similar capacity will be more positive impact on FICO Score? Are 4 trade lines to better than 1 TRADE LINE, or are the lines of credit just in s
Reasons why no new credit before mortgage? [self employ] [fico score]
April 16th, 2011 admin The two main reasons why I'm seeing for not getting any new credit within 6 months of applying for a mortgage are: 9,775,031th Possible FICO score drop as a result of both the investigation and the new credit line
2. DTI change that makes the mortgage payment impossible
Are there other reasons?
Reason ask me . I need a mortgage in the next few months. I had no intention of bit for a new credit card, but my computer the dust. For a good third of my income comes from self-emplo
What would I have done without you [fico score] [cb]
April 11th, 2011 admin Hello Fam .
I wanted to write this to say, thank you for all your help.
I CB occurred at the beginning of this month (June). So far I have removed
6 collection account (s) removed from my reports and files mixed my
FICO increased by 70 points or score better for everyone. I could it would not come out with you guys.
I to work in TC.com to check my ratings and reviews, then get in touch with CB and
start reading did. My co-works thought it was a joke. “They sp